By Richard Thaler; Saving, Fungibility, and Mental Accounts. Thaler, Richard H, “Saving, Fungibility, and Mental Accounts,” Journal of Economic Perspectives, American Economic Association, vol. 4(1), pages. Thaler, Richard, , “Anomalies: Savings, Fungibility, and Mental Accounts,” Journal of Economic Perspectives, 4(1) “Why Johnny Can’t Save.

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American Association on Mental Retardation.

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